Email TAGSbusinessLimerick CountyNewspolitics Ann & Steve Talk Stuff | Episode 29 | Levelling Up Advertisement Limerick businesses urged to accept Irish Business Design Challenge Linkedin Twitter Exercise With Oxygen Training at Ultimate Health Clinic RELATED ARTICLESMORE FROM AUTHOR Limerick on Covid watch list Previous articleHazey Haze – This is my CityNext articleBeirne to make Six Nations debut against Wales Alan Jacqueshttp://www.limerickpost.ie NewsBusinessPoliticsAdare businesses losing millions over lack of parkingBy Alan Jacques – March 14, 2019 884 WhatsApp TechPost | Episode 9 | Pay with Google, WAZE – the new Google Maps? and Speak don’t Type! Facebook Stephen Keary, Fine Gael. Photo: Cian ReinhardtBUSINESS owners losing millions in revenue in Adare due to lack of car parking in the heritage town are rightly “pissed off”.So said Fine Gael councillor Stephen Keary at this Tuesday’s meeting of Adare-Rathkeale Municipal District.Sign up for the weekly Limerick Post newsletter Sign Up According to the former mayor, parking is an “acute and chronic” issue in Adare.“The existing facilities are not fit for purpose,” Cllr Keary told the council executive.He went on to suggest that pay for parking should be used in the popular County Limerick tourist town.“It has the type of traffic movement to justify that.”Cllr Keary also called on the Council to put a Compulsory Purchase Order (CPO) on a site, adjacent to the roundabout in the town centre, for parking.“People are getting very frustrated. Businesses are losing millions annually. They are pissed off with the inadequate parking. I will do all I can,” he declared.Independent councillor Emmett O’Brien took the view that there is the perception that the Council has an “anti-Adare bias”.“The perception is that Adare gets everything but I don’t think that is an accurate perception,” Cllr O’Brien said.Sinn Fein councillor Ciara McMahon believed that parking “badly needs to be looked at” in Adare.“There’s no two ways about it,” she insisted.Fianna Fáil councillor Kevin Sheahan took the view that visitors arriving into Adare need to see parking if they are going to use it. He felt it hugely important that any additional parking in the town is not “hidden away”.Former Fine Gael TD and Senator, Dan Neville was part of a deputation from Adare Community Trust Group to make a presentation to the Council on parking at this Tuesday’s meeting. He told council members that at a recent funeral in Adare all cars outside the church were ticketed due to the lack of parking.Adare Community Trust Group revealed that there are over 90 businesses in the town with 1463 people employed locally and only 110 on-street parking spaces. They called for the Council to “step up to the mark” in providing additional spaces.Director of Operations for the Adare-Rathkeale Municipal District, Caroline Curley explained that the council executive were doing what they can to increase parking in Adare. Print Shannon Airport braced for a devastating blow
34SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Meredith Olmstead Meredith Olmstead is the CEO and Founder of FI GROW Solutions, which provides Digital Marketing & Sales services to Community Financial Institutions. With experience working with FIs in markets of … Web: www.figrow.com Details Ok, so now that I have your attention, we really need to talk about your priorities. It’s been a few years now that I’ve worked with only Credit Unions around marketing, and now sales, and I’m continually noticing one thing again, and again… there seems to be a desire from CEOs to shift your approach to growth, but a lack of real commitment to make this change happen.Let me be more specific. In a recent survey from my friends at CU Grow, they noted that the average Financial Institution spent $40k on their website, but the average branch construction costs well over $1 million, and this doesn’t even include annual maintenance costs!Now my agency doesn’t even sell website redesign services, so I’m not complaining here in hopes to line my own pockets. But my point is this… your website is: Your BEST sales person, Your branch that literally NEVER closes, and Your highest trafficked location, by a MILE!! So, what gives with these kinds of budgeting priorities? A website should be constantly tweaked, maintained and optimized; it should be designed out of the gate to convert leads, and sell, and this won’t happen with a measly budget and 3 years of stagnation until you touch it again! This shift is called growth driven design, and it works! (Google it!)And the website process is just the start of my complaints around Credit Union budgeting. What about marketing? I consistently see mid-sized CUs with only one person in the marketing department, or maybe two, if they are lucky. But these staff are constantly asked to do projects outside of their marketing area of responsibility. They often don’t have the time for or access to on-going training to stay up to speed on the changing marketing place, and they lack marketing budgets that are flexible and growing. Again and again I hear from CEOs that they want loan growth, member growth, member engagement, and to better connect marketing leads with conversions. But you can’t do all of this without making a real commitment to process, and that requires three main things: 1. Staff, 2. Budget and 3. Time! Here’s why…STAFFING CHANGES NEEDEDNow I’m not saying you need to go out and hire a bunch of new people, but there are two clear shifts happening within the FIs that I see having the most digital success. First, Cus need to train your teams around the changing consumer buying journey and how to better reach members and potential new members online and via mobile. This can include working with an outside partner for training or attending one of the many training programs put on by CUNA or other great national and regional conferences. I also firmly believe that you should encourage (require) staff to allocate 1-3 hours per week for online training of some kind, and then make sure they have the time available to make this happen. (And this means NOT over loading them with ad hoc requests of all sorts that fill up their days!!) Secondly, if I were a CEO at a Credit Union today, I would strongly consider consolidating marketing and sales staff under one departmental umbrella of business development or revenue growth. This is needed because marketing and sales teams MUST be more closely aligned to better coordinate the handoff of digital leads for sales follow up. And having revenue teams that work together to meet growth goals is the key! There should be absolutely NO competition between these two groups for staffing or budget. It must be a unified effort.BUDGET SHIFTS THAT WORKNow here’s where things get tricky for me, as I’m NOT a numbers girl, and would never claim to be. But I just know that FIs have the funds they need to make many of the changes I’ve already mentioned. The money is somewhere, it’s just about priorities. If branch walk-in traffic is down, then what are you doing to re-purpose your staff in those locations to better leverage their expertise and knowledge?Why not create a team of marketing and member service (sales) professionals that work as a unit, some in headquarters AND some in branches, and connect marketing and sales efforts with actual conversions? Give them a shared budget for digital ads, social media, a marketing tool or integrated CRM, and content creation, and then let them use these channels to bring in new members or launch campaigns to cross-sell to existing members?The FIs we see having the most success have done just this. They’ve created a large team that spans departments and brings talented staff members together in multiple locations. But this isn’t the status quo, it’s not easy, and it takes budget and time to develop.IT’S A MARATHON, NOT A SPRINTI was on the phone with a CEO last week and he and I had a great conversation about all of these shifts in digital priorities and approaches. And then he asked me, “well this is all great and I like it, but how can I grow loans now?” Truly, I was at a loss. See, I’m not in the business of driving short-term bumps in loan growth for an FI. That’s just not what we do, and that kind of short-sighted approach will not lead to long-term success.We are advocates of the long game, and do you want to know why? The average banking consumer takes 3 weeks to 6 months to make a new account or product decision! And they consult on average 8.9 sources of information along the way. These are big purchases for most people, and these kinds of decision don’t happen overnight.Furthermore, hawking special rates to get short-term loan growth won’t help your FI build a foundation for long-term success. In order to remain relevant in this age of Fintech and online-only banking opportunities, Credit Unions need to continue to build trust and rapport with their members. And you don’t do this with fly-by-night rate promotions. You do this by providing meaningful financial solutions and building real relationships with members. You do this by being understanding, and treating members with care and compassion. And these things can be highlighted digitally with great content, testimonials, and thoughtful campaigns.These are the characteristics that make CUs continue to stand out in today’s financial world, and these will be the foundation for building future success. But without proper staffing, budgeting priorities and a time commitment to the process, these advantages will be lost to big banks and ever evolving Fintech solutions.If you want to learn more or if we can help please get in touch! We live for this stuff! ☺
OAKLAND >> A faint but familiar thumping leaked through the closed doors of the Golden State Warriors practice Saturday. Strains of a melody followed. When the door cracked open, Warriors assistant Jarron Collins’ grinning face popped out, a torrent of sound escaped and the hallway was treated to Randy Newman’s 1983 soft rock jam, “I Love L.A.”A day earlier, Walton had accepted the Lakers’ offer to become the Lakers’ next head coach.The day before that, Thursday, Walton exited a hotel at Oakland’s Jack London Square, confident about the six-hour interview he had just given Lakers executives Jim Buss and Mitch Kupchak, but with no idea how quickly the organization he played eight-plus seasons with was looking to act.“I left the meeting thinking it went well,” Walton said following the Warriors practice. “Obviously didn’t think it would get done that quickly.” “I think his heart’s in L.A.,” said Warriors guard Klay Thompson, the All-NBA son of Lakers broadcaster Mychal Thompson and former Santa Margarita High School star. “He grew up down there (in San Diego), played eight, nine years for them. I think he’s going to do big things for the Lakers.”With Walton, the Lakers now have a young coach to go with an inexperienced team, and a leader whose recent experience has been with the loosest, coolest and most successful team in the NBA.“He is such a big part of our culture and so much fun to be around,” Kerr said. “He’s going to be fantastic.”Inside the interview processWalton said his interview with Buss and Kupchak was somewhat casual, as a natural function of the relationship the men have shared since Walton was drafted 32nd overall in the 2003 draft.It was also, however, very much a business meeting.“It was a long day,” Walton said.Walton quizzed his soon-to-be bosses about the organization’s vision for the future, touching on their plans for free agency.“They laid it all out,” Walton said. “They showed what they want to do, players they plan on going after, all that type of stuff.”He added: “It’s exciting to me, to get with one of the greatest organizations in the history of sports and they’re ready and willing to go after it, whatever it takes. That’s an exciting time.”Walton said he did not need to be sold on the Lakers’ collection of young talent and that he was embracing the opportunity to build from the ground up.“I love it,” Walton said. “I think they have some good young talented players. Obviously you need to mix in some good vets with that to have players on the court that can help the young players grow.”• RELATED: Walton’s path Lakers began at Memphis during NBA lockoutIt’s a situation entirely different from the one Kerr and his staff inherited in 2014, when they were brought in to replace Mark Jackson. That the Warriors catapulted to the top of the league after one season under Kerr was also a testament to the groundwork that had been laid by the previous staff.Every coaching job, Walton said, has its challenges.“The one here (in Golden State) was trying to take a good team that already had established themselves and trying to make them great,” he said. “The team in L.A., we need to go down there and build a foundation, we’re in the beginning years of that.”No Triangle offenseAfter spending the past two years trying to recreate the success of the 1980s with Byron Scott’s old-school approach, the Lakers are turning to one of the most progressive teams in the league for a model.Walton already knows he will run a system more similar to that of the Warriors than what he played in with the Lakers under Hall of Fame coach Phil Jackson.“I don’t think the triangle is the most appropriate offense for the players that they have in place right there,” Walton said, “so I think I’m going to bring more of the style and spacing that we use up here.”Walton looks at D’Angelo Russell, the Lakers’ most prized young asset, as an ideal building block. Marginalized at times in Scott’s offense, Russell, the No. 2 pick in last year’s draft, averaged 13.2 points and 3.3 assists while starting 48 games.“What he did was really impressive,” Walton said. “He’s got a skill set that could allow him to be a very talented, high-level point guard in this league.”Adopting the Warriors cultureAs much as offensive philosophies and defensive sets, what Walton could eventually install with the Lakers is a culture that, in two quick seasons, has become the envy of the league.Yes, that includes the music.The Warriors pump tunes into the gym for a portion of practice each day to help get players’ blood flowing. Kerr adopted the practice after visiting Pete Carroll and the Seattle Seahawks and seeing they played music. Assistant Nick U’Ren is responsible for the day’s playlist.On Saturday, he included something special for Walton.“I thought that was pretty good,” Kerr said, chuckling.Players get a say under WaltonWalton is a reflection of Jackson, yes, but also Kerr, the laidback surfer with a firebrand desire to succeed. Kerr’s inclusion of his players in the decision-making process runs in stark contrast to Scott’s isolationist approach, in which players often drifted unsure of when or if they would play.“You get some vets like we have here it makes it easier,” Walton said, “but just his approach of we’re going to include the players and when we do we’re going to ask their opinions on things, do everything we can to get them invested.”Both Walton and Kerr have roots at the University of Arizona, whose basketball team operates under the motto, “A Players’ Program,” an ethos that has carried over to the NBA.“Ultimately, he and I agree on it,” Walton said, “this is the players’ team.”That’s how Walton views the Lakers as well. It will be Russell, Julius Randle and Jordan Clarkson’s team. Larry Nance Jr.’s, too.It’s a philosophy that stirs some hope for the direction of a wayward franchise. It’s also what made the Warriors such a wonderful training ground for the newest face of the organization with 16 championships.“It was obviously tough to leave this place,” Walton said, “but I think it’s one of those opportunities you can’t pass up on.” Even Kerr, the Coach of the Year who hired Walton as an assistant two years ago and watched him grow into one of the business’ hottest commodities, acknowledged being “shocked” by the Lakers’ timeline.Kupchak had vowed not to let the search lag like it did two years ago when the Lakers waited until July to hire Scott. But even the general manager’s most ambitious timeline had the Lakers making a hire in another week.Walton and the Lakers were simply too good of a match to waste any time. Walton guided the Warriors to a 39-4 start while Kerr recovered from offseason back surgery, and the team’s 24 straight wins to open the season shattered an NBA record.Even in those early days of the season, he was popularly discussed as a replacement for Scott.“His heart’s in L.A.” Newsroom GuidelinesNews TipsContact UsReport an Error
FIBAShare on: WhatsApp Mayes amassed a game high 21 points while teammates shooting guard Robinson Opong Odoch and center Adarius Pegues added 15 and 14 points respectively to inspire City Oilers.In an exclusive interview with FIBA.basketball, City Oilers head coach Mandy Juruni said, “We assembled a good team that we thought would win this championship but also looking ahead at a team that can compete in Africa. I thought we started a little bit slow but we caught up as the tournament progressed.”“It was very important for the club to win this tournament because we organized it, are the defending champions and we wanted to go back to the FIBA Africa Champions Cup.”The women’s round robin contest was won by Kenya’s KPA.The top two teams will represent Zone 5 at the FIBA Africa Champions Cup Women 2017 set to be held in Angola from November 3-12. City Oilers will make their second straight appearance at FIBA Africa Champions Cup. PHOTO fiba.basketballKampala, Uganda | FIBA BASKETBALL | City Oilers won their second straight FIBA Africa Zone 5 Clubs Championship trophy after seeing off Patriots of Rwanda 86-59 in the Final on Saturday.The victory saw the Ugandan side book a ticket to this year’s FIBA Africa Champions Cup which will take place from December 8-17 in the Tunisian city of Rades.In a repeat of the last Group A tie, many a fan expected a closely contested encounter as was the case on October 3, but Mandy Juruni’s side had other plans.The home side, who enjoyed the backing of a fully packed Lugogo Indoor Arena, got behind their side who led 22-20 at the end of the first quarter.Patriots tried to stay in the game but the Oilers led by eventual MVP Jordin Mayes were explosive on offense and lethal on defense to hold a 10-point lead at the half time break 48-38.The Rwandan champions tried everything on offense but their shots were off the mark and they paid for it when the Oilers made it count on the other end of the court.City Oilers established a 69-51 lead at the end of the third quarter and when they scored 15 points and limited Patriots to just five in the opening five minutes of the last quarter to lead 84-56, it was evident that the latter had succumbed to defeat.
Seattle Seahawks wide receiver Percy Harvin smiles as he warms up at the start of NFL football practice Wednesday, Jan. 29, 2014, in East Rutherford, N.J. The Seahawks and the Denver Broncos are scheduled to play in the Super Bowl XLVIII football game Sunday, Feb. 2, 2014. (AP Photo/Jeff Roberson)NEW YORK (AP) — He caught just one pass during the regular season, and did nothing but watch from the sidelines when the Seattle Seahawks beat the San Francisco 49ers to get to the Super Bowl.Funny, though, how many people can’t stop talking about Percy Harvin.“Percy is an atomic bomb,” Seattle receiver Ricardo Lockette said. “He is the ultimate weapon for our offense.”“When he gets in the game, I think everyone has to yell, ‘He’s in! He’s in! There he goes, number 11, number 11,” said Denver cornerback Dominique Rodgers-Cromartie. “He is a guy that can make it happen from everywhere on the field. You have to watch him.”So far there hasn’t been much to watch in Harvin’s brief tenure with the Seahawks, unless you happened to be at the bank when he deposited the first chunk from the $67-million contract he signed after being acquired from the Minnesota Vikings for a handful of draft picks. There was a time near the end of the season when the odds of Harvin being put on injured reserve for the year were a lot better than they were of him playing in the Super Bowl.But in the Super Bowl he is, and the speedy receiver who can’t seem to stay on the field could be a difference maker against the Broncos.It’s a possibility Harvin is eager to embrace.“I’ve been hearing X-factor and this talk,” Harvin said. “This is not my first rodeo. I’ve played in a lot of football games and I’ve been effective at doing that. I’m not worried about anything other than what I’ve always done, and that is go out there and play football the way I know how.”No one has ever doubted Harvin can play football. He caught passes — and lots of them — from Tim Tebow at Florida, and had some electrifying catch-and-runs in the four years he played for the Vikings.What Harvin has had is trouble staying healthy, from migraines that seemed to always occur at the wrong time to the hip injury the Seahawks didn’t see coming. And just when it seemed he might be healthy enough to give Seattle a playoff boost, he suffered a concussion when his head bounced off the turf of CenturyLink Field after leaping for a pass in the end zone in the second quarter of a 23-15 divisional playoff win over New Orleans.His season stat line is a disjointed one, with Harvin on the field for a total of just 40 snaps. Including the New Orleans game he’s caught just four passes for 38 yards.Hardly the kind of numbers that might keep Denver defensive backs up at night worrying. But worry they do, because Harvin can line up anywhere and do things that can change games once he gets the ball.“You have to know your history on Percy Harvin,” Rodgers-Cromartie said. “You have to go back and watch the film at Minnesota, see how they used him there, and see that he can do some things. You have to understand he is a guy that can play every position from the backfield to the outside to being in the slot.”Just a few weeks ago, the Seahawks were about to give up on Harvin. His roster spot was too valuable to waste, and if it weren’t for an impressive workout session with quarterback Russell Wilson that doubled as a postseason tryout the day after the regular season, Harvin would likely have been done for the year.He almost gave up himself.“I’m going to be really blunt and straightforward. If it wasn’t for my teammates being there for me the way they were, I might’ve just shut it down,” Harvin said. “Just being discouraged, there came a point in time where the training staff didn’t know whether it was a smart idea to try to come back in the same season. I probably would’ve been done with the season if it wasn’t for my teammates.”If the playoff game with New Orleans is any indication, expect Harvin to get a lot of touches Sunday night. He’ll be used in the slot and split out wide, and he will be the primary kickoff and punt returner for the Seahawks.Break a return or a tackle or two on a route, and it’s entirely conceivable he plays a deciding role for a team that doesn’t have a lot of explosiveness without him.“I want to hold up my end of the bargain and do the things I was brought here to do,” Harvin said. “I’m looking to go out there, play a great game and try to make some plays for my teammates. Just being out there with them gives me joy.”Playing in the Super Bowl could salvage a season for Harvin and make up for a lot of frustration for him and the coaching staff.And playing well in the Super Bowl could give Seahawks’ fans a lot of joy, too.____Tim Dahlberg is a national sports columnist for The Associated Press. Write to him at [email protected] or http://twitter.com/timdahlberg
Telescoping dusting polesGreat for tall ceilings, skylights and anything really high up Submitted by Drew Freemantle for Maid PerfectMaid Perfect’s tools of the trade to keep your house dust free.“To dust or not to dust, that is the question”. Dusting can become a second priority because of our busy lives in today’s society. It can become challenging sometimes to just get the dishes done and pick up around the house. Yet we remain frustrated because our home is not as clean as we would really like it to be, if we only had the time. So dusting is thrown by the wayside along with a whole other list of things we would like to do.What is dust?There are two kinds of dust, indoor and outdoor . Outdoor dust contains just about anything that can be broken down into small bits and transported through the air such as pollen, allergens, sand, dirt and mold spores. Indoor dust contains lint from rugs, pet dander, hair and other household items. Dust gives modern pollutants something to stick to and the average house can accumulate up to 40lbs of dust per year. So dusting is good for your health and also makes your home look great.What are the tools of the trade?There are many different varieties of dusting devices you can use. Here are a few that Maid Perfect uses. Swiffers (short & long)Designed to attract dust, great for hard to reach areas Microfiber clothesDesigned to hold large amounts of dust, washable, great for general dusting. Facebook21Tweet0Pin0 Dusting ToolBenefits Multi-surface cleanersWork well for caked on dust Is there a correct method for dusting?At Maid Perfect we recommend to chose the proper tool for the job and dust left to right, top to bottom. By doing this you won’t miss anything and it stirs up less dust.These are the most commonly missed areas when dusting:BaseboardsExtension dusters clean hard to reach places.Ceiling fansLampshadesBlindsTops of cabinetsUnder nick knacksVentsWindow tracksHelpful tips: Use furniture oil sparingly because overuse can lead to a buildup and make it difficult to dust later.Dust about one to two times per month is usually all you need.Regular dusting of blinds can prevent more work later or even replacement.Lack of dusting can damage furniture.Maid Perfect specializes in Residential and Commercial cleaning for the Olympia, Lacey and Tumwater areas we are licensed, insured and all of our employees are background checked. We look forward to helping you. Bids are always free.Call 360-402-6248 to schedule an appointment or visiti us online at www.maidperfectolympia.com.
Donegal’s famous baker Breezy Willow Kelly was overwhelmed by a surprise gift this week when a brand new oven landed at her door.Breezy, the driving force behind the “Bake Bread for Peace”, was left speechless when Irwin Expert Electrical made a delivery of a new cooker last Friday afternoon.With her own cooker a little worse for wear after so many uses, the brand new appliance was a thoughtful gift arranged by two good friends and neighbours who benefitted from Breezy’s wonderful attitude to life. Breezy Willow receives a new cooker from Irwin Expert ElectricalAs they say: “One good turn deserves another”, and even if the many good turns are so many that you have no meaningful way to repay them, Breezys good friends and neighbours, Anne Frances Long and Susan O’Donnell wanted to do something to repay kindness to her after she so kindly helped them over the past number of months.Born and bred in Glenties, a baker, poet and story maker, Breezy started a worldwide movement three years ago which really rose in popularity. “Bake Bread for Peace” was a way she knew she could heal people in times of sorrow and in difficult times for families and local communities.Anne Frances said: “Breezy came and with her good humour, cooking skills to make sure everyone was fed and she literally just kept everyone going. She always arrives and leaves quietly with no fuss, just there to help others. “How do you ever repay that type of kindness and thank someone for that without being asked? I went around to her house to visit her to thank her personally and noticed that the oven that she uses to bake all day everyday had a broken door and she had a chair against it to keep it closed.” Afterwards both Anne Frances and Susan contacted Irwin Expert Electrical in Letterkenny, told them their stories and all about Breezy and they were delighted to respond by saying of course they would help by supplying a new cooker for Breezy.Breezy Willow receives a new cooker from Irwin Expert ElectricalBreezy herself had a difficult upbringing, and she said the only place she felt secure was in the kitchen when her mother was baking bread. Her mother was a master baker and the smell of freshly baked bread was the aroma of peace which made her feel safe. Breezy wanted others to feel this across the world, and so “Bake Bread for Peace” began. Now, people all over the world come together to spend some time in the kitchen, enjoying some therapeutic baking and time together.Breezy’s aim was that no matter where you are in the world, just invite people to your home for an evening of baking and talking.Now, with a brand new cooker installed in her own kitchen, Breezy will be able to enjoy even better baking.Breezy Willow with her friends Anne Frances and SusaThere were hugs, laughs and tears last Friday when Breezy opened the door to see the Irwin Expert Electrical’s Van parked outside and the delivery man leaving off a large box wrapped in a big red bow. Little did she know that for her, Christmas really could come early. She just couldn’t believe the kindness that her neighbours and Irwin Expert Electrical had shown to her.Just what Breezy kneaded! Christmas comes early for amazing Glenties woman was last modified: November 19th, 2019 by Staff WriterShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)Tags:bake bread for peacebreezy willow kellyGlentiesIrwin Expert Electrical
Share Facebook Twitter Google + LinkedIn Pinterest The Limited Liability Company (LLC) is a relatively new type of business entity. The first LLC statute passed in Wyoming in 1977. Since then, all 50 states passed legislation permitting LLCs as an operating entity. Many Ohio farmers use the LLC as their preferred operating entity.In Ohio, an LLC is a legal entity created by Ohio statute. An LLC is considered to be separate and distinct from its owners. An LLC may have a single owner in Ohio, or it may have numerous owners. LLCs combine the best attributes of a corporation and a partnership. Individuals, corporations, other LLCs, trusts, and estates may be members in a single LLC. There is no limit on maximum members. The importance of an operating agreementWhen an agricultural operation chooses to operate as an LLC, that operation must consider drafting an operating agreement. An operating agreement specifies the financial responsibilities of the parties, how profits and losses are shared among members within the LLC, limitations on transfers of membership, and other basic principles of operation.If an LLC does not choose to draft an operating agreement, Ohio’s default rules apply. Ohio law prescribes default rules of operation for LLCs in R.C. Chapter 1705. However, LLC members often wish to modify state rules to tailor an LLC to their business. Ideally, agricultural operators should draft an operating agreement with the assistance of an attorney. Single member LLCsEvery state in the Midwest permits single-member Limited Liability Companies (SMLLCs). A single member LLC is an LLC which has one member or manager; that means that there are no other owners or managers of that LLC. In 2016, Ohio enacted R.C. 1705.031 which states that Ohio LLC laws apply to all LLCs, including those with only one member. Therefore, small agribusinesses that have only one member are not prevented from forming an LLC. Will a personal guaranty on a loan affect limited liability protection?Ohio farmers operating as an LLC enjoy the benefits of limited liability protection. Usually, that means that the debts and obligations of a farm LLC operation are solely those of the LLC. That means that a farmer is not personally liable for any debts or obligations incurred by the LLC.However, lenders, implement dealers, financial institutions, and others are finding ways around an LLC’s personal liability protection. Those parties are increasingly requiring that the members and managers of LLCs provide personal guarantees. That is, a member or manager of an LLC agrees to be personally liable for a debt or obligation, if an LLC is not able to pay. LLCs are not invincibleLimited Liability Companies are extremely popular among farmers in Ohio. However, LLCs merely limit liability. LLCs don’t create a perfect liability shield, they are subject to a concept known as “veil piercing” where the owners of a company are held personally liable for the actions of the company.Generally, a person cannot use a corporation to commit fraud on others or to use a corporation as an alter ego for a member’s own personal gain. Plainly speaking, Ohio courts may hold an owner of an LLC liable in certain cases of fraud committed by the LLC or where an LLC is undercapitalized and is not treated as a separate entity from a member (i.e. the LLC is used as an “alter ego”). While this is not a common scenario among farm business LLCs, LLC members should be aware that a business’s status as an LLC will not shield it from liability in all instances. Carrying liability insuranceMany LLC owners consider the protections under Ohio’s LLC laws to be sufficient. Some LLC members are satisfied that their personal assets are sufficiently protected and separated from LLC assets and LLC liabilities. However, every business should have liability insurance. Liability insurance is a relatively inexpensive means of managing liability exposure for injuries and physical damage to a third party. While insurance doesn’t lower liability, it gives the business a way to pay for damages in the event of an incident.The question of “how much liability insurance should a farm operation have?” is a difficult one. The amount of insurance that a farm should have must be determined on a case-by-case basis. Factors such as farm size, type of operation, location, and other factors impact the insurance needs of a farm operation.
Why Tech Companies Need Simpler Terms of Servic… Tags:#Internet of Things#web See also: Tim O’Reilly Explains the Internet of ThingsBatty’s presentation was part of Colorado’s IgniteSpatial and was written up today at GISUser.com.Betty also writes an excellent blog called Geo Thought. marshall kirkpatrick Related Posts Top Reasons to Go With Managed WordPress Hosting A Web Developer’s New Best Friend is the AI Wai… Technologist Tim O’Reilly likes to say that the software of the future will be cloud-delivered data, augmenting mobile reality, based on real-world sensor feedback, in real time. Peter Batty (left), VP of geospatial technology at Ubisense, showed what some of those technologies may look like in a presentation earlier this month titled Location and the Internet of Things. “Your phone is going to be a proxy for yourself,” Batty argues. For example, “before long our smartphones will open all doors for us, cars etc.” Location, sensors and the web aren’t limited just to our phones either. “As you’re driving along,” Batty says, “your [GPS and web-enabled] car will communicate with gas stations along your route and be negotiating for gas prices, doing things like reverse auctions. There will be factors involved like ‘how much gas do you have left?’” 8 Best WordPress Hosting Solutions on the Market
What if your activities were watched and recorded so we could not only catch you for any crime but could maximize how much money we make selling you stuff? An editorial by Toby Considine over at Automated Buildings suggests that this is fast becoming the future we’re moving into.Considine gives one example of a British murder conviction that was based on evidence obtained via Electrical Network Frequency Analysis (ENF). While detectives have long been rendering this kind of data by deciphering faint signals from the machines we use, what’s new is the huge increase in devices that can be monitored. The cost to capture and store data continues to drop, too. Enter the talented salesperson who knows the more they know about you, the more money they make. Enter a new era of a trillion Web-connected devices known as the Internet of Things. Got privacy? Considine’s editorial has a remarkable title and a lengthy byline: Smart Energy and the End of Privacy – There is now no reason ever to throw out information. Operational data will be the new battleground for privacy. Google Street ViewAs routinely covered in This Week in Online Tyranny the Google cars are in trouble for trolling neighborhoods for web traffic data. Or how about today’s coverage of Google vs. World, which is a map that highlights Google legal woes, many of which are related to privacy. Considine refers to the basis upon which these legal concerns are being raised when he says: “Without privacy, the social contract is changed. Zero tolerance combined with no privacy removes every civil right we have. The CEO of Google has stated “Privacy is dead, get used to it.” On the other hand, the German high court recently mandated early deletion of all cell tower data, web traffic, IM tracking, and other “personal acts.” The battle for privacy is already publicly engaged. The more people know, the more people are going to care.”They’ll Want To Run You the Way They Run CasinosConsidine also explains how an early adopter of building unique data profiles for each individual customer are casinos in Las Vegas. The super secret Wal-Mart data centers in Missouri and Arkansas have also long been suspected of similar surveillance technologies. In short, your behavior is being charted to maximize your profitability. What’s more, once users start wiring their homes to a smart grid in order to be more green your unauthorized sales representative may be able to discern your purchasing patterns based on the types of devices you plug into your walls. Or what if you didn’t know that you were pinging TV advertisers every time you took food out of your internet-connected refrigerator? deane rimerman What’s more, Las Vegas casino surveillance data is derived by each casino in a highly competitive atmosphere where great effort is made to ensure one casino’s data does not end up in the hands of a competing casino. So what if casino vs. casino surveillance expands to an entire grocery store of product, each product with their own sales representative wanting more information about you?Location-Based Malware May Soon Track You in the Real WorldOn the Web when you move your mouse, or click, or type it can be tracked using malware and other tools. Yet simple measures can be taken to protect yourself from this kind of tracking. So now that location-based software is making it easier to track where you are in the real world we now have the need to protect ourselves from the advent of location-based malware. Last winter our Ads With Eyes post explained the Center for Democracy & Technology’sreport about how digital signage with face recognition and RFID sensing are going to identify you and communicate with you in ways that are profitable for advertisers. But what about your right to opt out? Will these ads be able to sell your facial recognition and purchasing data to other advertisers?Public OversightLearning how to maintain our privacy amid so many newly introduced Web-connected machines is not going to be easy. Yet European leadership and even US congressional hearings are beginning to take note. As Internet of Things continues to develop more privacy issues are going to arise. That’s in part why ReadWriteWeb’s Marshall Kirkpatrick’s recorded a new podcast called: Thoughts on Privacy and the Internet of ThingsIf you have any additional insight that may benefit our readers regarding this issue please post them in the comments below.photos from (in order) Wiki Commons, John Delorey and A. Strakey. Top Reasons to Go With Managed WordPress Hosting Why Tech Companies Need Simpler Terms of Servic… Tags:#Internet of Things#privacy#web A Web Developer’s New Best Friend is the AI Wai… Related Posts 8 Best WordPress Hosting Solutions on the Market